How To Make $2,000 A Month As A Stay At Home Mom: 5 Ways To Figure Out If You Can Afford To Be A SAHM In 2024

To make $2,000 a month as a stay at home mom, you can pursue ideas like:

1. Own a local lead generation business
2. Create graphics
3. Sell crafts on Etsy
4. Offer dog walking services
5. Become a personal trainer

Bank Rate reports that "55%-63% of people in the USA live paycheck to paycheck". Further data shared by Forbes confirms that "American women make $2,333-$3,375 per month". However, according to ZipRecruiter, "the monthly income for men is $2,750-$8,750". For a stay at home mom to make an extra income and meet financial goals, they need to find the best ways to secure a steady paycheck around their hectic schedule.

An additional $2,000 a month can pay off high-interest debt or start an emergency fund. $2,000 a month can also help buy extras for you and your children or add to your retirement savings. In this article, we list 21 ways a stay at home can make $2,000 a month. We also share five tips to figure out if you can afford to be a stay at home mom in 2024. 

1. Own A Local Lead Generation Business

A local lead generation business is an online model for a working mom with minimal time to invest in their company. The local lead gen model is a passive income idea you can do from home. Build and rank small websites that target the local market and offer one service. As a home mom, learn the skill set you need to get your sites to the top of the search engines in as little to an hour a day. Once your websites are at the top of the SERPs, they produce leads you can sell to business owners for profit margins as high as 85%-90%.

All businesses need leads because they want to market their product or service. The more high-quality leads a company gets, the higher its chance of generating more sales. Blogging Wizard confirms that "53% of marketers spend over half their budget on lead generation tactics". You can sell your leads on a flat fee, percentage, commission, or by the lead arrangement to generate passive income. Leads Hook states that "leads on the Internet sell for $20 to $500+ per lead".

However, this Quora poster shares, "Leads, for the most part, pay incredibly, well. Superior to most different sorts of salary. If you run a targeted site and can convey quality leads, you can bring in incredible cash if you pick the correct projects. Leads frequently pay somewhere in the range of $5 – $50 per lead, and one organization I worked with was paying around $15 per lead, and we conveyed around 3,000 leads every month."

2. Make Commissions With Affiliate Marketing

Affiliate marketing is a marketing contract between a person and a company. Moms can make extra cash up to $2,000 or more a month through commissions every time their link gets a signup sale or lead. Affiliate commission can be a flat fee, a percentage of the total purchase, or a combination of compensation given to affiliates for referring customers to a business. In affiliate marketing, businesses reward affiliates for each customer they refer through a unique affiliate link. Forbes reports, "95% of people remember video calls to action compared to written text".

To start affiliate marketing, decide on a niche and target market. Next, decide what platform you want to build. Do you like sharing videos and want to start a YouTube channel? Or do you prefer creative writing and wish to share a blog on your website? Then, join affiliate programs like ClickBank, ShareASale, or AWeber. Shopify reports that "commission rates differ depending on the company and range from 5%-50%." to make the most money, promote products or services that mesh with your audience and offer high commission rates. Affiliate marketing takes time and effort. You need to create an online audience and capture the attention of your ideal buyer.

Be prepared to do hard work and share valuable content regularly for 6-18 months before you start generating enough traffic to see monetary success with your affiliate links. Authority Hacker shares data from Glassdoor stating that the average affiliate marketer makes $58,000-$158,000 a year". However, this commenter on Reddit shares, "I'm on pace for about $12k this month in affiliate revenue and am 7.5 months in. It's all about scaling your processes. You need to be an SEO expert and treat it like a business, not just as a writer. Outsource specific components effectively, scale-out high-quality relationships/backlinks acquisition, etc.".

3. Dropship On eBay 

eBay dropshipping is a home mom job that leverages a ready-made audience and sells household goods, health, fitness, or small electronics to make extra money. Statistics convey that "eBay gets over 3 billion visits and is the second most visited website". To start dropshipping on eBay, create an eBay dropshipping and payments account. Next, research and see what products are selling well. Check out Amazon's best sellers list, TikTok Made Me Buy It, and the top sellers on eBay. Find a gap in the market or an underserved audience you can cater to. Then, list your product and optimize it with stellar product descriptions and professional-level pictures.

To make money as an eBay drop shipper, provide your buyer with the best customer service and shopping experience. Fulfill orders fast and make yourself available for questions. Have a clear call to action and an easy return or refund policy to build trust and get more repeat customers. AutoDS shares that in 2024, "popular things to dropship on eBay include Bluetooth sleeping headphones, pilates bars, and USB rechargeable headlamps." Data reports that the average drop shipper on eBay makes $35,000-$70,000 a year". However, this Quora post advises, "I started a dropshipping business on eBay years ago and grew it to $4.5M in sales within three years".

4. Resell Clothes On Facebook Marketplace

Reselling clothes on Facebook Marketplace is a type of retail arbitrage and a way to make real money online. Retail arbitrage is buying things for a low price and reselling them for more money. It's one of those mom jobs you can do in your spare time and can even achieve financial independence by reselling items you have in your home or that you buy at thrift stores, clearance sales, or auctions. Jungle Scout reports that Facebook Marketplace sees one billion users every month". To sell on Facebook Marketplace, you need an active account.

Next, click the Marketplace tab on the left-hand side and create a new listing. Then, you can add your item, pictures, title, description, and price tag. Free to join, the platform does charge 5% (or a minimal charge of $0.04) for transactions. You can leverage paid ads to reach more people, but this method will cut your profit margins. Data suggests that "the average seller earns around $100-$2,000+ a month reselling clothes on Facebook Marketplace". However, this writer on Mint Notion shares her story, writing, "You can make some serious money selling stuff on Facebook Marketplace. In just one week, I made nearly $700 selling my old stuff". 

5. Sell Crafts On Etsy

Selling crafts on Etsy is one of those home jobs that can make a decent income if you're willing to do the legwork and have a product people want to buy. Etsy is a way to get in front of a ready-made audience, and according to Similar Web4, "the platform has 462.1 million users every month". To sell on Etsy, your crafts need to be handmade, vintage, or designed by you. For example, you can sell print-on-demand items if you design a downloadable printable:

1. Create an account and set your location, name, and currency.
2. Make your listings and payment method. Etsy charges a 6.5% transaction fee of the total cost of the sale.
3. Promote your crafts with paid ads, engaging product descriptions, and eye-catching images.

Marmalead reveals that "the average person who sells crafts on Etsy makes around $49,960". However, this Redditor shares, "I make around $4-8k per month, gross. After all is said and done with expenses, I make around $35-45k/year. I run my shop full-time and spend about $30/day on ads".

6. Get Involved In Direct Sales

Direct sales is a home job that moms can do around their schedule. The business model includes three kinds of selling options:

• Single-level direct sales
• Party-plan sales
• Multi-level marketing

Popular companies that offer direct sales opportunities include Stella & Dot, Pampered Chef, Thirty-One Gifts, and BODi (formerly Beachbody). The key to making more money with direct sales is to use marketing strategies like social selling to make more money with direct sales.

 OptinMonster shares that in 2024, "71% of people are more likely to buy an item because of referrals on social media". Talent says that, "the average direct sales rep earns $39,000-$100,000 annually". However, further data from Upwork reveals that "freelancers in direct sales earn a higher income than 70% of Americans". 

7. Become A Personal Trainer

A personal trainer is certified by a recognized institution like NCSF CPT or The International Sports Sciences Association (ISSA). Potential clients hire them to get formal assistance meeting health and fitness goals. Striive shows that "80% of personal trainers in the USA only work in the industry for two years or less". However, further data from Trainer Academy states that "28% of people between the ages of 35-44 comprise the highest number of clients for personal trainers in 2024". To become a personal trainer, get certified, and build a reputation as someone who gets results. Decide on your ideal niche. Will you train women or prefer to train in sports medicine? To elevate your services, consider providing a trending style.

The Fitness Group advises that "the top trends in fitness for 2024 include personalized experiences, holistic fitness, virtual workouts, and HIIT style strength training". Glassdoor says that, "the average income for a personal trainer is $4,205-$7,849 a month". However, an online coach on Reddit posts, "I make over $238,000 after processing and delivery fees and before taxes, which turns into about $173,000 in post-tax revenue. My monthly overhead for operation as far as insurance and software (really my only expenses) averages $430. So, my take-home income is just about $168,000 over the last 12 months. That is about $3,320 a week".

8. Provide Content & Creatives For Social Media

Content and creatives for social media include things like a blog post, video, or social share on a social media platform. As a content creator, your job is to educate or entertain a specific audience. Statista states that "there are over 302 million users on social media". In 2024, content creation can offer remote work and a steady paycheck. As a content creator, your job is to develop media on multiple channels on the Internet. To start providing content or creatives, pick a niche and target market. Next, decide on your platform and share hyper-focused text or videos regularly.

The key is learning as much as possible about your ideal market. What are their pain points? What are their needs and wants? How can you provide a solution to their problems? Then, find your unique voice and value proposition. Why should people check out your material? How can you stand out from the competition? Track your KPIs and network with other creators. You can make money with content and creatives with things like:

• Advertising & Affiliate Marketing
• Brand Partnerships & Sponsorships
• Merchandise Sales & Crowdfunding
• Content Licensing & Subscriptions

Zip Recruiter indicates that "the average content creator makes around $57,928 a year". 

9. Offer Website Design Services

Website designers enhance website interface and UX and ensure it's easy to navigate and aesthetically pleasing. To find high-paying clients for web design:

1. Post an online portfolio on the Internet and social media channels to showcase your work. You can leverage a virtual assistant to help you advertise your talents on social media to get attention faster.
2. Create an optimized LinkedIn account and ask for referrals from people in your circle.
3. Check out job boards like Dribbble, Toptal, 99 Designs, and Guru, or network with potential clients on Facebook and Instagram. 

Telerik reports that "trends in web design include Sci-Fi, textures, hyper-minimalism, and hand-drawn logos". According to Zippia, "in the USA, there are more than 143,829 web designers; 37.7% are female, and 62.3% are male. Data shared by Kinsta reveals that "the average web designer makes around $57,000 a year". 

10. Supply Website Development For Small Business Owners

Website development is the techniques used to build and maintain a website, such as coding, CMS development, and scripting. Research shows "there are around 27.7 million web developers globally, and 20% are female". To supply website development for small business owners, you should be proficient in web design and development with a background in computer science, digital media development, or software engineering. Knowledge Hut shares that "the top skills for website developers are HTML or CSS skills and knowledge in JavaScript, Git, Python, or other back-end web programming languages". 

Additional areas of expertise include responsive web design, code versioning, and debugging skills. WP Designs advises that "the average front-end web developer makes $50,000-$100,000 a year, and a full-stack developer can earn $100,000-$150,000+ annually". However, this poster on Reddit reveals that "Udemy, HTML, CSS, some light Javascript, and a good portfolio of high-quality work got me hired at 40k for my first job. I stayed there for a year, then moved to my second job and got hired at about 60k. I was promoted to an 80k job internally and then to a 115k job internally. I just joined a new company in January for 140k, and yeah, it's worth it, man".

11. Work As A Remote SEO Copywriter

A remote SEO copywriter is a freelance writer who pens copy to increase a website's rankings in the SERPs. 2Stallions reports that "freelance writing trends for SEO copywriters include AI, more long tail keywords, NLP, and voice search optimization". To become a remote SEO copywriter, pick a niche and do keyword research. The key is to match search intent and writing text that best answers the query. Next, create a unique angle and establish yourself as an authority by getting client results. Then, you can scale your business to make more money. 

Brands need copywriters to get attention on the Internet. As a result, SEO copywriting is in high demand. Filthy Rich confirms that "AI won't replace copywriters because it lacks the scope, flexibility or creativity to do so." Zip Recruiter advises that "the average SEO copywriter makes $40.46 an hour". Further data from Glassdoor reveals "the average SEO copywriter in the USA in 2024 makes $48,500-$84,640 a year". However, this post on Awai shares that "depending on how many pages you want to write, making $2,000 to $5,000 per week wouldn't be unreasonable for a remote SEO copywriter".

12. Manage PPC Ad Campaigns For Companies

PPC ad management involves leveraging strategies that mesh with a company's budget but still get online traffic. Mayple states that "Google's PPC ad platform holds 28% of the market". To be successful with PPC ad management:

1. Define your goals and do keyword research.
2. Check out the competition and create ads that target your ideal buyer.
3. Choose your bidding strategy and audience targeting.

The key is to track metrics and shift gears when you're not getting the desired results for your clients. Local IQ suggests that, "the top PPC metrics to track include CTR, conversion rates, cost per conversions, page visits, bounce rates, and quality score".

Further data from HubSpot says that "the number one PPC strategy in 2024 is AI-driven campaigns and more sophisticated targeting". According to ZipRecruiter, "the average income for PPC ad management is $60,331-$92,002". However, this post on Reddit states that "I get around 4M page views a month, making around 5k a month". 

13. Create Graphics

Graphics are pictorial images produced by computer processing. Color Lib advises that, "90% of graphic designers are freelancers". To start selling graphics:

1. Develop your brand and logo.
2. Register your company and get the necessary documents like a tax ID number and insurance.
3. Build a professional portfolio and share your work on a website and social media platforms.

To be profitable selling graphics, focus on trends like geometric shapes, 3D and AI designs, minimalism, and bubble typography. Research indicates that "the average graphic designer makes $39,000-$75,000 a year". Additional data from We Are Indy says that "the average graphics freelancer earns $25-$300 an hour". 

14. Freelance On Upwork Or Fiverr

A freelancer is self-employed and only works on a contractual basis. Freelance Forward suggests that "46% of Americans in the workforce are freelancers". Upwork and Fiverr are freelance platforms where people can bid and find jobs in their respective fields. Fiverr caters more to lower-price tag jobs, and the site restricts freelancers to flat-rate projects. Upwork allows you to control your rates and offers a more flexible pricing model.

Freelancer Map confirms that popular trends for freelancers in 2024 include niche specialization, AI-generated tactics, stellar soft skills, and keen attention to detail". Further data from Contra says that "the highest-paying freelance jobs are content creators, web designers, video artists, and digital marketing consultants". Research shows that "the average freelancer in the USA makes $25-$40 an hour". However, this Redditor writes, "As a part-time technical / finance writer I made $10,000 in 4 months".

15. Sell An Online Course

An online course is a formal or informal program created as a syllabus focusing on independent learning and offered virtually via the Internet. Online courses are a way to generate a passive income stream because once you create your course, you can sell it again and again. Offer a trending subject to make the most money with your online course. Devlin Peck suggests that "top contenders for online courses include nano-learning, gamification, and analytics and data." Unscreen TV reports that "designing an online course costs $500 to $10,000, with the bulk of your expenses spent on labor, software, and advertising". However, you can sell your online program for $15-$200 or more". 

16. Create Printables & Digital Products

Printables and digital products are intangible things that exist on the Internet and are only available in digital format. Printtuk states that "top trends in printables and digital products include cloud-based service offerings and superior streamlining". Design your own digital products or outsource your printables to a Pinterest VA or an expert on a freelance platform like Upwork. Then, sell them for a higher price tag to generate a steady income.

Data indicates that "the average earnings for selling printables and digital products is $10-$100 a week". However, if you set up an online store and leverage marketing tactics, you can earn $1,000+ weekly. Business Insider shares that "creator Rachel Jimenez makes an average of $9,500 monthly selling her printable planners and seasonal templates".

17. Offer Dog Walking Services

A dog walker gets paid to walk other people's dogs while they're at work or busy elsewhere. Statistics show that "more than 65 million homes have a dog" in the USA. Further data from Zippia says that "80.3% of pet sitters and dog walkers are female". As a dog walker, you walk dogs for your clients at a scheduled time and duration. During your dog walking session, you are accountable for the animal's well-being, including disposing of waste byproducts or taking them to the vet if necessary. Insuranks states that, "the average annual income for a dog walker in the USA is $28,491". However, additional data from ZipRecruiter reports that "the average dog walker makes $17.20 an hour".

18. Drive For Amazon Flex

Amazon Flex is an app where people sign up to make deliveries for Amazon using their own vehicle. As an Amazon Flex driver, you're an independent contractor and get paid for every 'block' of deliveries you complete. Data shows that "2.9 million people in the USA have downloaded the Amazon Flex app". To start driving for Amazon Flex, download the app and reserve a block between 2-4 hours. Next, complete your assigned deliveries and get paid.

Driver Mike on YouTube says that in 2024, "Amazon Flex is the best, most consistently paying side gig available. Unlike the volatility of rideshare and waits at restaurants with food delivery, as a Flex driver, you book your block and get to work". Amazon advises that "their Flex drivers earn an average of $18-$25 per hour". However, this Redditor reveals that if you're quick and learn the ropes, you can make much, much more. They comment to another poster earning $20 an hour: "Too low. I make over $44 per hour".

19. Provide Voiceover Services

Voiceover services are recorded vocals for radio ads, audiobooks, faceless YouTube videos, and animation. Voices shares that, "36% of brands plan to hire voice actors". As a voice-over artist, you need a voice with clarity, confidence, clear diction, and good pacing. Acting skills and prior experience are assets. However, if you're adaptable and can offer uncommon pitches or accents, you can find work with no experience. The top platforms to connect with businesses needing voiceover services include Voices, Bodalgo, and Voplanet. ZipRecruiter shows that "the average voiceover artist in the USA makes $5.29-$60.10 an hour".

20. Write & Sell An eBook

An eBook is an electronic publication with text and images available for reading on a computer or mobile device. According to Zipdo, "60% of people report enjoying eBooks over printed books". The top sites to sell your eBook include Amazon's Kindle Publishing, Visme, Sellfy, and Gumroad. Visme reports that in 2024, "the best-selling genres are fiction like mystery, romance, and sci-fi." Data states that "the average eBook author earns around $100-$1,000 a month". However, you can boost sales with reels and videos on TikTok and Instagram and leverage AI to streamline the writing process. 

21. Get Paid To Shop With Cash Back Apps

Cashback apps are incentivized rewards that encourage people to buy items at a particular company to get money for each eligible purchase. Research shows that "cashback apps can earn money or a gift card for a specific brand." The top-paying apps and websites include Rakuten, Ibotta, Fetch Rewards, and Dosh. You can also make money participating in an online survey on platforms like Survey Junkie and Swagbucks to generate a higher monthly income.

Time Magazine reports that, "cashback apps work if you're consistent and don't over shop just to get money in return." However, before you decide which apps to use, consider facts shared by a writer on Medium who suggests people check the payment method, how often they pay out, and any specific qualifications you need to meet to get your money".

5 Ways To Figure Out If You Can Afford To Be A SAHM In 2024

1. Determine Your Baseline Expenses

Your baseline expenses are the outlay you need to spend every month for necessities such as food, clothing, and shelter. Expatistan reports that "the average monthly costs for a family of four to live in the USA are between $5,823-$7189". Further data shows that "the cost of living in the USA is higher than 88% of other countries worldwide". To figure out if you can afford to be a SAHM, calculate how much money your family spends every month. Next, evaluate how much income your partner contributes. Then, assess if you have enough personal finance to stay home or if you need to return to the workforce.

2. Calculate What You Would Spend If You Go Back To Work

In 2024, the cost of returning to work may make it more fiscally wise to stay home with your children. Consider the cost of daycare, transportation, clothing, etc. Is it more cost-effective to stay home? Does your job give you enough money to cover the added costs of returning to work and still allow you to save money?

Fortune suggests that "going back to work costs $51 per day". Further research from Care.com reveals that "the average childcare costs in the USA are $230-$766 per child". BNN Bloomberg adds that "daycare fees in the United States increased 9% in 2023, resulting in many women dropping out of the workforce".

3. Figure Out If You Will Have Added Expenses If You Stay Home

A SAHM doesn't need to pay for childcare. However, they may need to spend money elsewhere to keep their children occupied. Consider whether it's more than you would spend on daycare or if it's cheaper. Business Insider states, "the cost to care for one child in the USA is 41.5% higher than in 2016 and equates to $25,714 a year (per child)". Additional data shows that "the two most significant contributors are higher childcare costs and the ever-increasing price of food." A SAHM mom on Reddit writes, "I stopped working and saved over $2,232 in daycare, so it's cheaper for me to stay home now".

4. Access Your Total Household Income

Your total household income is your gross earnings. However, you need to subtract your expenses, like taxes, bills, food, and transportation, to calculate your net income. World Population says in 2024, "the average household income in the USA is $44,225-$63,214 a year". To calculate how much money you have for every month, divide your total net income by twelve.

For example, $55,000 ÷ 12 = $4,583. 

Then, you can assess if this is enough money for your family to live and allow you to stay home.

5. Decide If You Have The Financial Means To Stay Home

Calculate your income minus expenses to determine if you have the financial means to stay home. How much income is your household generating every month? Is it enough to cover your living expenses? Can you cut costs in certain areas to minimize your spending and allow you to stay home? A few tips to lower your monthly expenditures include:

• Buying kid's clothes and toys secondhand.
• Only paying for products and services in cash.
• Being realistic about how much daily living costs. 

What Percentage Are Stay At Home Moms? 

According to Yahoo, "the percentage of stay-at-home moms is 24% in the USA in 2024". Motherly reports that "this is a 15% increase from 2022, and 9% more women gave up their jobs in 2023". Further data shared by Talk 2 Me Mamma advises, "Mississippi has the most stay at home moms, at 6.5%, while Iowa is at the bottom of the list with less than 10%".

How To Make $2,000 A Month As A Stay At Home Mom With No Experience?

You can earn $2,000 a month as a stay at home mom with no experience with ideas like:

• Renting out a room in your house or your car
• Babysitting or pet sitting
• Online tutoring or proofreading
• Providing data entry or virtual assistant services

Stand Out TV reveals that "12.4 million people actively look for a job in the USA monthly". Additional data from Zety shows that "65% of employers want their candidates to have relevant work experience". Enhance your chances of being hired by focusing on your soft skills, like communication, growth mindset, willingness to collaborate, leadership, adaptability, time management, and active listening. Another way to get the attention of recruiters is to have an optimized LinkedIn account. Biz Journals states, "87% of recruiters check out potential prospects on LinkedIn". 

How To Make $2,000 A Month As A Stay At Home Mom With Little Time?

To make $2,000 a month as a stay at home mom with little time, sell feet pics on sites like Feet Finder, Only Fans, and Feetify. Other ways to make $2,000 a month as a stay at home mom with little time in 2024 include:

1. Donate plasma: $30-$60+ per donation and a 1-2 hour time commitment
2. Sell used clothes on apps like Poshmark or Depop: $500-$2,000+ a month with a 10-40 hour per week time commitment
3. Participate in ride-share programs like Uber, Lyft, and Bolt: $2,500-$4,416 working 2-4 hours every week

The Savvy Mama reports that "a stay at home mom only has 1.7 hours a day of 'free time' and works at home around 98 hours weekly". This stay-at-home mom on Quora writes, "Now that I have two children under two years old, I see how every day is just a blur, and you can go around in circles doing the same thing over and over and over again, never knowing what time it is or what day it is."

What Are The Best Ways For A Stay At Home Mom To Earn $2,000 A Month? 

The best way for a stay at home mom to earn $2,000 a month is freelancing. ZipRecruiter says that, "the average monthly income for freelancing in the USA is $4,208-$16,666". Of course, you can also leverage the gig economy and complete tasks like housecleaning, yard work, and errand running. Data confirms that the average gig worker makes $2,166-$4,333 a month". Other ways to make $2,000 fast are to sell things you already own on Facebook or Craigslist, have a garage sale, or deliver food for a company like Uber Eats.

Why Local Lead Generation Is One Of The Best Ways To Make $2,000 A Month As A SAHM

Local lead generation is one of the best ways to make $2,000 a month as a stay at home mom because you create passive income with digital wealth. The idea is to build and rank small websites that target the right location and provide one service. Because the focus is on the local market, you get your sites to the top of Google in under 6 months for an initial investment of $500.

Once your websites reach the top of the search engines, they produce leads you can sell to local business owners for $500-$3,000 a month. So, one website can make you $2,000+ a month, which is on point with monthly incomes for jobs like data entry, gig work, and freelancing. However, with lead generation, there's no limit to how many sites you build or where you rank them. Each site takes around 10 hours to create. 

Once ranked, your site only needs about 10 hours a year to maintain. So, instead of working a freelance job for 40 hours a week to make $2,000-$5,000 a month with lead generation, even if you only have three sites, you make more monthly money. As a result, you create time freedom and a passive income. To learn more about how you can earn $2,000 or more a month as a stay at home mom with the local lead generation business model, check out this online coaching program.