Comments on: The Basics Behind a Budget that Works http://simplemom.net/the-basics-behind-a-budget-that-works/ Live intentionally. Sat, 11 Feb 2012 15:26:06 +0000 hourly 1 By: Spending Less & Cooking More http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-162335 Spending Less & Cooking More Wed, 21 Dec 2011 04:24:07 +0000 http://simplemom.net/?p=3039#comment-162335 [...] Mom has a great post up about “The Basics Behind a Budget that Works”. I think it is a must read, as is the rest of her blog! If you enjoyed this post, please [...] [...] Mom has a great post up about “The Basics Behind a Budget that Works”. I think it is a must read, as is the rest of her blog! If you enjoyed this post, please [...]

]]> By: Jorge Silvestrini http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-135641 Jorge Silvestrini Fri, 03 Jun 2011 22:18:22 +0000 http://simplemom.net/?p=3039#comment-135641 One cool thing about using CASH is that it activates the PAIN sensors in your brain! Keep going! It's awesome - no more credit cards! One cool thing about using CASH is that it activates the PAIN sensors in your brain! Keep going! It’s awesome – no more credit cards!

]]> By: The Basics Behind a Budget That Works | The PearBudget Blog http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-135565 The Basics Behind a Budget That Works | The PearBudget Blog Thu, 02 Jun 2011 19:48:33 +0000 http://simplemom.net/?p=3039#comment-135565 [...] Link: The Basics Behind a Budget That Works [...] [...] Link: The Basics Behind a Budget That Works [...]

]]> By: On Learning How to Blog » Blog Archive » Link Love #1 http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-78671 On Learning How to Blog » Blog Archive » Link Love #1 Thu, 29 Apr 2010 12:56:43 +0000 http://simplemom.net/?p=3039#comment-78671 [...] thought I’d take a break and share an article from Simple Mom that is timeless and universal-The Basics Behind a Budget.  No matter how much some of us try, sometimes our budgets get out of hand.  I’ve gone [...] [...] thought I’d take a break and share an article from Simple Mom that is timeless and universal-The Basics Behind a Budget.  No matter how much some of us try, sometimes our budgets get out of hand.  I’ve gone [...]

]]> By: leslie http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-62312 leslie Sat, 17 Oct 2009 06:24:22 +0000 http://simplemom.net/?p=3039#comment-62312 love this post. i checked out pear budget and really want to use it, but my husband prefers mint.com (which is free), so, i might have to run it by him before i switch. my question for you is where do you keep track of your "Dave Ramsey debt snowball" amounts...i hear that you have a "category" for it to track your spending on it in your budget, but where do you keep track of how much you owe and how long it will take you to pay if off, etc? do you have it on a separate paper or excel spreadsheet? that was my only issue with Pear is that it is only based on your actual budget and expenses and doesn't seem to also track debt status. thanks! love this post.
i checked out pear budget and really want to use it, but my husband prefers mint.com (which is free), so, i might have to run it by him before i switch.

my question for you is where do you keep track of your “Dave Ramsey debt snowball” amounts…i hear that you have a “category” for it to track your spending on it in your budget, but where do you keep track of how much you owe and how long it will take you to pay if off, etc? do you have it on a separate paper or excel spreadsheet? that was my only issue with Pear is that it is only based on your actual budget and expenses and doesn’t seem to also track debt status.

thanks!

]]> By: from the desk of ...me http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-61464 from the desk of ...me Sun, 27 Sep 2009 01:56:37 +0000 http://simplemom.net/?p=3039#comment-61464 i have been trying to live on a budget for about 2 years and still haven't found a method that works for me. i think your post is the answer. i love the idea of budgeting around paychecks. so inside of planning a monthly budget, i could plan budgets based on my paychecks. .-= from the desk of ...me´s last blog ..<a href="http://bucketdrops.blogspot.com/2009/09/all-about-me.html" rel="nofollow">All About Me</a> =-. i have been trying to live on a budget for about 2 years and still haven’t found a method that works for me. i think your post is the answer. i love the idea of budgeting around paychecks. so inside of planning a monthly budget, i could plan budgets based on my paychecks.
.-= from the desk of …me´s last blog ..All About Me =-.

]]> By: Enjoy your coffee, but save your money http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-60974 Enjoy your coffee, but save your money Fri, 11 Sep 2009 07:59:32 +0000 http://simplemom.net/?p=3039#comment-60974 [...] we can have unlimited savings accounts and name them according to each of our savings goals or our regular sinking funds.  We have our Electric Orange checking account with a debit card, which we use to transfer money [...] [...] we can have unlimited savings accounts and name them according to each of our savings goals or our regular sinking funds.  We have our Electric Orange checking account with a debit card, which we use to transfer money [...]

]]> By: Lisa http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-59408 Lisa Mon, 10 Aug 2009 21:57:11 +0000 http://simplemom.net/?p=3039#comment-59408 Hi: I just recently found you website. Thanks for the helpful info. on getting out of debt. My husband and I have a small ag. related business which has had reduced income due to weather. My husband pretty well handles the money matters in this regard. I knew things were tight but until recently I had no idea how much debt we have. Please pray for us and keep the advice coming. Hi:
I just recently found you website. Thanks for the helpful info. on getting out of debt. My husband and I have a small ag. related business which has had reduced income due to weather. My husband pretty well handles the money matters in this regard. I knew things were tight but until recently I had no idea how much debt we have. Please pray for us and keep the advice coming.

]]> By: Back to the Basics: How to Get Out of Debt http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-59371 Back to the Basics: How to Get Out of Debt Mon, 10 Aug 2009 11:01:58 +0000 http://simplemom.net/?p=3039#comment-59371 [...] written quite a bit about how to create a zero-based, monthly budget for your family’s finances, and now is a time when that budget will really come in handy.  [...] [...] written quite a bit about how to create a zero-based, monthly budget for your family’s finances, and now is a time when that budget will really come in handy.  [...]

]]> By: Michelle http://simplemom.net/the-basics-behind-a-budget-that-works/comment-page-1/#comment-58173 Michelle Sun, 02 Aug 2009 02:16:34 +0000 http://simplemom.net/?p=3039#comment-58173 Wow, what a great blog and awesome replys. Our family combined Crown Financial Ministries ideals with Dave Ramsey's six years ago and we've been on a budget ever since. I am a SAHM with children ages 3,4,5 and 7. My husband is military and travels often. We have a year's worth of income in investments we can get to easily. We paid our $300,000 home off in 3 and 1/2 years, before I quit working, 5 years ago. We still track our spending, using an index card in our wallets and then writing it down in a notebook when we get home. We use the cash envelope system too. We work together and have a monthly meeting to set the next months budget. If something comes up in the middle of the month we call and emergency meeting and figure out where we can get the money we need from. We teach the Financial Peace University in our little town. I agree with the previous posts. Tithing first allows you to fully experience God's blessings for your family. We tithe our 10% to our church's general budget first and then an additional 5% to special church offerings, Compassion International and other charities and organizations that we support. We haven't always been able to give the other 5% but God has provided it. There are tons of ways to budget the key is to find the one that works for your family and don't give up. .-= Michelle´s last blog ..<a href="http://mommyto4mjs.blogspot.com/2009/05/how-much-money-should-i-spend-in-each.html" rel="nofollow">How Much Money Should I Spend in each Category?</a> =-. Wow, what a great blog and awesome replys. Our family combined Crown Financial Ministries ideals with Dave Ramsey’s six years ago and we’ve been on a budget ever since. I am a SAHM with children ages 3,4,5 and 7. My husband is military and travels often. We have a year’s worth of income in investments we can get to easily. We paid our $300,000 home off in 3 and 1/2 years, before I quit working, 5 years ago.
We still track our spending, using an index card in our wallets and then writing it down in a notebook when we get home. We use the cash envelope system too. We work together and have a monthly meeting to set the next months budget. If something comes up in the middle of the month we call and emergency meeting and figure out where we can get the money we need from. We teach the Financial Peace University in our little town.
I agree with the previous posts. Tithing first allows you to fully experience God’s blessings for your family. We tithe our 10% to our church’s general budget first and then an additional 5% to special church offerings, Compassion International and other charities and organizations that we support. We haven’t always been able to give the other 5% but God has provided it.
There are tons of ways to budget the key is to find the one that works for your family and don’t give up.
.-= Michelle´s last blog ..How Much Money Should I Spend in each Category? =-.

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