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personal finance

This is the sixth part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Photo by arnoldo O nce you start funding 15% of your income towards retirement, and [...]

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This giveaway is now closed.  Thanks for entering! To those of you hopping over from Bloggy Giveaways – welcome to Simple Mom! For this season’s Bloggy Giveaways, I’m giving away ONE reader one of my favorite books, The Total Money Makeover by Dave Ramsey. Since this blog is about simplifying the job of home management, [...]

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This is the sixth part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Photo by ballycroy It has taken me awhile to get to Baby Step #4 in [...]

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As you know, our money strategy is to follow Dave Ramsey’s baby steps, and in my recent post explaining Baby Step 3, I mentioned “sinking funds.” It’s a simple financial strategy, and it’s not new, but it has enormously helped our family’s finances. And I encourage you to start using sinking funds even while paying [...]

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This is the third part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. The third step with Dave Ramsey’s Total Money Makeover is to fully fund your emergency [...]

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This is the third part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Baby Step #2 in Dave Ramsey’s Total Money Makeover is really the crux of the [...]

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This is the second part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. As I mentioned a few days ago, I’m going to tackle the topic of about [...]

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