dave ramsey

money management

Personal Finance 101 – Saving For Retirement

by Tsh

This is the sixth part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Photo by ballycroy It has taken me awhile to get to Baby Step #4 in [...]

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money management

Personal Finance 101 – Sinking Funds

by Tsh

As you know, our money strategy is to follow Dave Ramsey’s baby steps, and in my recent post explaining Baby Step 3, I mentioned “sinking funds.” It’s a simple financial strategy, and it’s not new, but it has enormously helped our family’s finances. And I encourage you to start using sinking funds even while paying [...]

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money management

Personal Finance 101 – The Fully-Funded Emergency Fund

by Tsh

This is the third part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. The third step with Dave Ramsey’s Total Money Makeover is to fully fund your emergency [...]

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money management

Personal Finance 101 – The Debt Snowball

by Tsh

This is the third part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Baby Step #2 in Dave Ramsey’s Total Money Makeover is really the crux of the [...]

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money management

Personal Finance 101 – The $1k Baby Emergency Fund

by Tsh

This is the second part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. As I mentioned a few days ago, I’m going to tackle the topic of about [...]

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money management

Personal Finance 101 – Dave Ramsey’s Baby Steps

by Tsh

This is the first part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. I’m a firm believer in being debt-free. Not only do I think it’s honoring to [...]

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inspiration

10 Things About Me

by Tsh

1. I’m an American who lives overseas. Sorry, no can tell which country we’re in (security reasons). 2. I’ve got an awesome hubby and two adorable kiddos – 3 years old and 10 weeks old. Yep, I’ve got a newborn at the moment. 3. When I’m not nursing, studying language, wiping crayon off the wall, [...]

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