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Photo by Alenxandre Duret-Lutz I‘ll be quite honest – if you haven’t started saving yet for Christmas, it might be a bit challenging. BUT – it can be done. You truly don’t need to rely on credit to have a good season. However, if you’re late jumping on the “Christmas planning ahead bandwagon,” let it [...]
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Photo by Fransesca Pageo We use cash for most of our day-to-day purchases. A lot of this has to do with where we’re currently living – not as much is online, and not many mom-n-pop stores here take plastic – but even stateside, we rely a lot more on cash than on plastic. I’m not [...]
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Here’s how we handle the family finances in our home. Photo by Teng Tan Our Basic Structure • We keep track of all our spending with a monthly zero-based budget. I’ll explain the basics of this type of budget tomorrow, so be looking for it! • Together, my husband and I decided that I would [...]
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