budget

money management

Enjoy a Simple Christmas With a Well-Planned Budget

by Tsh

Photo by Alenxandre Duret-Lutz I‘ll be quite honest – if you haven’t started saving yet for Christmas, it might be a bit challenging.  BUT – it can be done.  You truly don’t need to rely on credit to have a good season. However, if you’re late jumping on the “Christmas planning ahead bandwagon,” let it [...]

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money management

Keep Your Spending Tidy With an Envelope System

by Tsh

Photo by Fransesca Pageo We use cash for most of our day-to-day purchases.  A lot of this has to do with where we’re currently living – not as much is online, and not many mom-n-pop stores here take plastic – but even stateside, we rely a lot more on cash than on plastic.  I’m not [...]

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money management

Family Finances: Our Modus Operandi

by Tsh

Here’s how we handle the family finances in our home. Photo by Teng Tan Our Basic Structure • We keep track of all our spending with a monthly zero-based budget. I’ll explain the basics of this type of budget tomorrow, so be looking for it! • Together, my husband and I decided that I would [...]

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