baby steps

money management

Personal Finance 101 – Saving for your Kids’ College

by Tsh

This is the sixth part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Photo by arnoldo O nce you start funding 15% of your income towards retirement, and [...]

Read the rest →
money management

Personal Finance 101 – The Debt Snowball

by Tsh

This is the third part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. Baby Step #2 in Dave Ramsey’s Total Money Makeover is really the crux of the [...]

Read the rest →
money management

Personal Finance 101 – The $1k Baby Emergency Fund

by Tsh

This is the second part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. As I mentioned a few days ago, I’m going to tackle the topic of about [...]

Read the rest →
money management

Personal Finance 101 – Dave Ramsey’s Baby Steps

by Tsh

This is the first part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. I’m a firm believer in being debt-free. Not only do I think it’s honoring to [...]

Read the rest →