Comments on: Financial Baby Steps: Pay off Your House and Give Like Crazy

By: Big Dreams and Baby Steps

Big Dreams and Baby Steps — Sun, 14 Feb 2010 07:44:34 +0000

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By: rachel

rachel — Mon, 25 Jan 2010 05:55:11 +0000

We just started Dave’s Financial Peace University, and are loving it. Honestly, right now, our big dream is paying off our gargantuan student loans before our oldest kid hits her teens. Even though I wish that weren’t our situation, it is exciting to think that we could actually do it in 3-4 years instead of 30.

I get excited about giving along the way. We have always tithed and felt good about that being our giving, but even to tithe + contribute small amounts for micro-loans and that kind of thing is exciting to me. Recently my kids and I found some things to sell at a children’s consignment sale, with the plan of using some or all of the profits to donate to Haiti relief funds. In the past, I don’t think we would even have considered this a possibility because I felt like we were barely making it. If anything, we have less money to spend now that we are more in control of it, but the control makes it easier to be able to give, somehow. I feel blessed to have learned about Dave Ramsey’s plan because it has really helped us in this way.

By: Emily

Emily — Sat, 23 Jan 2010 19:25:45 +0000

We are on baby step 2, and some days I feel like we’re gonna be there forever! I know that with persistence and diligence we WILL get there. I understand that Dave isn’t for everyone…he can be a bit abrasive. HA! But I especially enjoy listening to him on the radio. It gives me the boost I need to keep going. That may sound silly, but that’s how I feel. One day, the house will be paid off, and I cannot wait to be able to give like crazy. How wonderful it will be to be able to bless people with giving.
Emily´s last blog ..Coupons…

By: Weekend Wanderings | The Finer Things in Life

Weekend Wanderings | The Finer Things in Life — Sat, 23 Jan 2010 16:15:33 +0000

[...] on track to have it done 2 years from now (5 1/2 total years). Yay! Simple Mom’s Pay off Your House and Give Like Crazy is the cheerleading we need to keep on keeping [...]

By: Subcommittee on Housing and Community Opportunity To Hold Twin … | Minnesota Real Estate

Thu, 21 Jan 2010 02:53:46 +0000

[...] Financial Baby Steps: Pay off Your House and Give Like Crazy [...]

By: Heather

Heather — Tue, 19 Jan 2010 22:30:48 +0000

We are on baby step 5. I can’t wait till we can GIVE! That is our goal. Good post.

By: Holden

Holden — Tue, 19 Jan 2010 22:21:13 +0000

Really enjoyed your thoughts on Ramsey’s “Baby Steps”. I’ve been a financial disaster every since I got out of college and am really new to the whole taking charge of my personal finances concept. But, I actually started a blog ( http://thedebtmarch.wordpress.com/)to track my personal progress and have made my way through Dave’s Total Money Makeover and Financial Peace. Anyways, I’m looking for other people that have worked the program successfully to try and learn from them. Do you think his Baby Step 2 makes sense … paying off lowest debts first regardless of interest rate? The way Dave talks about credit and interest … this recommendation seems to be in conflict his overall thoughts. I understand the short term wins pyschology but wondered what you thought?
Holden´s last blog ..My Debt Snowball

By: Maureen

Maureen — Tue, 19 Jan 2010 13:59:08 +0000

With interest rates being what they are, why pay 5% interest on a loan and get little, no, or negative returns on your 401K – pay the house off first!

By: 5 Steps For Taking Calculated Risks To Succeed | Pregnancy Chart

5 Steps For Taking Calculated Risks To Succeed | Pregnancy Chart — Tue, 19 Jan 2010 08:41:26 +0000

[...] Financial Baby Steps: Pay soured Your House and Give Like Crazy [...]

By: Micha B

Micha B — Tue, 19 Jan 2010 04:38:32 +0000

i really enjoyed this segment. the line especially about lobster tasting like soap. i have a friend who is very entrepreneurial and he told me once that he felt the best things that could happen to everyone would be to make their fortune (or fulfill financial dreams) and then lose it all so that people could realize that neither were as big of a deal as you expect them to be.

i’m not sure i agree 100% with that, but then i haven’t experienced it as he has and the comment has sure made me think over the years. everything does tend to become commonplace eventually unless we consciously work to prevent that.