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	<title>Comments on: Financial Baby Steps: Pay off Your House and Give Like Crazy</title>
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	<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/</link>
	<description>Live intentionally.</description>
	<lastBuildDate>Wed, 23 May 2012 20:18:48 +0000</lastBuildDate>
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		<title>By: Lisa @ Bright Mama</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-132645</link>
		<dc:creator>Lisa @ Bright Mama</dc:creator>
		<pubDate>Sat, 07 May 2011 02:11:22 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-132645</guid>
		<description>Great article!!</description>
		<content:encoded><![CDATA[<p>Great article!!</p>
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		<title>By: April</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-104706</link>
		<dc:creator>April</dc:creator>
		<pubDate>Tue, 30 Nov 2010 12:57:06 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-104706</guid>
		<description>We are on babystep 6.  The question I have is....  If you are military and know that you will be retiring in 4 years...  and not living in the same state when you retire.  Still try to pay off house?</description>
		<content:encoded><![CDATA[<p>We are on babystep 6.  The question I have is&#8230;.  If you are military and know that you will be retiring in 4 years&#8230;  and not living in the same state when you retire.  Still try to pay off house?</p>
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		<title>By: Cara</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-103019</link>
		<dc:creator>Cara</dc:creator>
		<pubDate>Sat, 27 Nov 2010 04:44:13 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-103019</guid>
		<description>MAN sometimes I wish we were rich. I&#039;m trying so hard to keep our family afloat and not be insanely jealous of people like my parents and my in-laws, who are in their fifties and have their finances together like this article encourages. It&#039;s really a work I need the Lord to do on my heart. 

This article sounds just so, so great to me. We&#039;ve solidly reached step 1 and are not too far from finishing step 2 (though I don&#039;t know what the Debt Snowball method is, it seems self-explanatory). Hurray! 

But as I was listening to my mother talk about her car payment, which is more than my husband and I make per month combined, I couldn&#039;t help but cringe. It sounds profound to say that buying a Lexus is like buying a happy meal to some people, but I just can&#039;t comprehend how that shift in perspective is justified. 

To some people, money isn&#039;t relative. To some people, money is worth a certain defined, absolute amount. Once a person is making enough to have their basic needs, and secondary needs, and even their comfort wants provided for, money plays a different role in life. It just makes me sick to my stomach thinking about how much money some people waste and waste and they don&#039;t feel the waste. It doesn&#039;t matter to them. 

Well, I feel it. And when we&#039;re on our feet solidly, I am not wasting our extra money. We&#039;re giving it away! Away, away, away!</description>
		<content:encoded><![CDATA[<p>MAN sometimes I wish we were rich. I&#8217;m trying so hard to keep our family afloat and not be insanely jealous of people like my parents and my in-laws, who are in their fifties and have their finances together like this article encourages. It&#8217;s really a work I need the Lord to do on my heart. </p>
<p>This article sounds just so, so great to me. We&#8217;ve solidly reached step 1 and are not too far from finishing step 2 (though I don&#8217;t know what the Debt Snowball method is, it seems self-explanatory). Hurray! </p>
<p>But as I was listening to my mother talk about her car payment, which is more than my husband and I make per month combined, I couldn&#8217;t help but cringe. It sounds profound to say that buying a Lexus is like buying a happy meal to some people, but I just can&#8217;t comprehend how that shift in perspective is justified. </p>
<p>To some people, money isn&#8217;t relative. To some people, money is worth a certain defined, absolute amount. Once a person is making enough to have their basic needs, and secondary needs, and even their comfort wants provided for, money plays a different role in life. It just makes me sick to my stomach thinking about how much money some people waste and waste and they don&#8217;t feel the waste. It doesn&#8217;t matter to them. </p>
<p>Well, I feel it. And when we&#8217;re on our feet solidly, I am not wasting our extra money. We&#8217;re giving it away! Away, away, away!</p>
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		<title>By: Big Dreams and Baby Steps</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-70947</link>
		<dc:creator>Big Dreams and Baby Steps</dc:creator>
		<pubDate>Sun, 14 Feb 2010 07:44:34 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-70947</guid>
		<description>[...]  [...]</description>
		<content:encoded><![CDATA[<p>[...]  [...]</p>
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		<title>By: rachel</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-68371</link>
		<dc:creator>rachel</dc:creator>
		<pubDate>Mon, 25 Jan 2010 05:55:11 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-68371</guid>
		<description>We just started Dave&#039;s Financial Peace University, and are loving it. Honestly, right now, our big dream is paying off our gargantuan student loans before our oldest kid hits her teens. Even though I wish that weren&#039;t our situation, it is exciting to think that we could actually do it in 3-4 years instead of 30. 

I get excited about giving along the way. We have always tithed and felt good about that being our giving, but even to tithe + contribute small amounts for micro-loans and that kind of thing is exciting to me. Recently my kids and I found some things to sell at a children&#039;s consignment sale, with the plan of using some or all of the profits to donate to Haiti relief funds. In the past, I don&#039;t think we would even have considered this a possibility because I felt like we were barely making it. If anything, we have less  money to spend now that we are more in control of it, but the control makes it easier to be able to give, somehow. I feel blessed to have learned about Dave Ramsey&#039;s plan because it has really helped us in this way.</description>
		<content:encoded><![CDATA[<p>We just started Dave&#8217;s Financial Peace University, and are loving it. Honestly, right now, our big dream is paying off our gargantuan student loans before our oldest kid hits her teens. Even though I wish that weren&#8217;t our situation, it is exciting to think that we could actually do it in 3-4 years instead of 30. </p>
<p>I get excited about giving along the way. We have always tithed and felt good about that being our giving, but even to tithe + contribute small amounts for micro-loans and that kind of thing is exciting to me. Recently my kids and I found some things to sell at a children&#8217;s consignment sale, with the plan of using some or all of the profits to donate to Haiti relief funds. In the past, I don&#8217;t think we would even have considered this a possibility because I felt like we were barely making it. If anything, we have less  money to spend now that we are more in control of it, but the control makes it easier to be able to give, somehow. I feel blessed to have learned about Dave Ramsey&#8217;s plan because it has really helped us in this way.</p>
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		<title>By: Emily</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-68307</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Sat, 23 Jan 2010 19:25:45 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-68307</guid>
		<description>We are on baby step 2, and some days I feel like we&#039;re gonna be there forever!  I know that with persistence and diligence we WILL get there.  I understand that Dave isn&#039;t for everyone...he can be a bit abrasive.  HA!  But I especially enjoy listening to him on the radio.  It gives me the boost I need to keep going.  That may sound silly, but that&#039;s how I feel.  One day, the house will be paid off, and I cannot wait to be able to give like crazy. How wonderful it will be to be able to bless people with giving.
.-= Emily&#180;s last blog ..&lt;a href=&quot;http://boysandbargains.blogspot.com/2010/01/coupons.html&quot; rel=&quot;nofollow&quot;&gt;Coupons...&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>We are on baby step 2, and some days I feel like we&#8217;re gonna be there forever!  I know that with persistence and diligence we WILL get there.  I understand that Dave isn&#8217;t for everyone&#8230;he can be a bit abrasive.  HA!  But I especially enjoy listening to him on the radio.  It gives me the boost I need to keep going.  That may sound silly, but that&#8217;s how I feel.  One day, the house will be paid off, and I cannot wait to be able to give like crazy. How wonderful it will be to be able to bless people with giving.<br />
.-= Emily&#180;s last blog ..<a href="http://boysandbargains.blogspot.com/2010/01/coupons.html" rel="nofollow">Coupons&#8230;</a> =-.</p>
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		<title>By: Weekend Wanderings &#124; The Finer Things in Life</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-68301</link>
		<dc:creator>Weekend Wanderings &#124; The Finer Things in Life</dc:creator>
		<pubDate>Sat, 23 Jan 2010 16:15:33 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-68301</guid>
		<description>[...] on track to have it done 2 years from now (5 1/2 total years).  Yay!  Simple Mom&#8217;s Pay off Your House and Give Like Crazy is the cheerleading we need to keep on keeping [...]</description>
		<content:encoded><![CDATA[<p>[...] on track to have it done 2 years from now (5 1/2 total years).  Yay!  Simple Mom&#8217;s Pay off Your House and Give Like Crazy is the cheerleading we need to keep on keeping [...]</p>
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		<title>By: Subcommittee on Housing and Community Opportunity To Hold Twin &#8230; &#124; Minnesota Real Estate</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-68128</link>
		<dc:creator>Subcommittee on Housing and Community Opportunity To Hold Twin &#8230; &#124; Minnesota Real Estate</dc:creator>
		<pubDate>Thu, 21 Jan 2010 02:53:46 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-68128</guid>
		<description>[...] Financial Baby Steps: Pay off Your House and Give Like Crazy [...]</description>
		<content:encoded><![CDATA[<p>[...] Financial Baby Steps: Pay off Your House and Give Like Crazy [...]</p>
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		<title>By: Heather</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-68036</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Tue, 19 Jan 2010 22:30:48 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-68036</guid>
		<description>We are on baby step 5. I can&#039;t wait till we can GIVE! That is our goal. Good post.</description>
		<content:encoded><![CDATA[<p>We are on baby step 5. I can&#8217;t wait till we can GIVE! That is our goal. Good post.</p>
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		<title>By: Holden</title>
		<link>http://simplemom.net/financial-baby-steps-pay-off-your-house-and-give-like-crazy/comment-page-1/#comment-68035</link>
		<dc:creator>Holden</dc:creator>
		<pubDate>Tue, 19 Jan 2010 22:21:13 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=5030#comment-68035</guid>
		<description>Really enjoyed your thoughts on Ramsey&#039;s &quot;Baby Steps&quot;.  I&#039;ve been a financial disaster every since I got out of college and am really new to the whole taking charge of my personal finances concept.  But, I actually started a blog ( http://thedebtmarch.wordpress.com/)to track my personal progress and have made my way through Dave&#039;s Total Money Makeover and Financial Peace.  Anyways, I&#039;m looking for other people that have worked the program successfully to try and learn from them.   Do you think his Baby Step 2 makes sense ... paying off lowest debts first regardless of interest rate?  The way Dave talks about credit and interest ... this recommendation seems to be in conflict his overall thoughts.  I understand the short term wins pyschology but wondered what you thought?
.-= Holden&#180;s last blog ..&lt;a href=&quot;http://thedebtmarch.wordpress.com/2010/01/19/my-debt-snowball/&quot; rel=&quot;nofollow&quot;&gt;My Debt Snowball&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Really enjoyed your thoughts on Ramsey&#8217;s &#8220;Baby Steps&#8221;.  I&#8217;ve been a financial disaster every since I got out of college and am really new to the whole taking charge of my personal finances concept.  But, I actually started a blog ( <a href="http://thedebtmarch.wordpress.com/" rel="nofollow">http://thedebtmarch.wordpress.com/</a>)to track my personal progress and have made my way through Dave&#8217;s Total Money Makeover and Financial Peace.  Anyways, I&#8217;m looking for other people that have worked the program successfully to try and learn from them.   Do you think his Baby Step 2 makes sense &#8230; paying off lowest debts first regardless of interest rate?  The way Dave talks about credit and interest &#8230; this recommendation seems to be in conflict his overall thoughts.  I understand the short term wins pyschology but wondered what you thought?<br />
.-= Holden&#180;s last blog ..<a href="http://thedebtmarch.wordpress.com/2010/01/19/my-debt-snowball/" rel="nofollow">My Debt Snowball</a> =-.</p>
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