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	<title>Comments on: Enjoy your coffee, but save your money</title>
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	<description>Live intentionally.</description>
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		<title>By: Krista</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-115564</link>
		<dc:creator>Krista</dc:creator>
		<pubDate>Fri, 18 Feb 2011 17:22:46 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-115564</guid>
		<description>I&#039;m not a big latte drinker, but I am a fan of stopping almost every day before work to get a cup of coffee from Starbucks or a mom-and-pop shop close to my house. It never seems like a lot at the time -- just two bucks, but I did the calculations the other day and realized that at the current rate I buy out for coffee, I will easily spend $500 on it this year. One bag of coffee that makes way, way more than one cup is only six or seven bucks at Target. What a simple way to stash money! I&#039;m glad I came across this article as I am now trying to be very aware of putting money into a savings fund specifically for emergencies. I use ING because of different post I saw you write, and I have to say, they&#039;re so easy to bank with!</description>
		<content:encoded><![CDATA[<p>I&#8217;m not a big latte drinker, but I am a fan of stopping almost every day before work to get a cup of coffee from Starbucks or a mom-and-pop shop close to my house. It never seems like a lot at the time &#8212; just two bucks, but I did the calculations the other day and realized that at the current rate I buy out for coffee, I will easily spend $500 on it this year. One bag of coffee that makes way, way more than one cup is only six or seven bucks at Target. What a simple way to stash money! I&#8217;m glad I came across this article as I am now trying to be very aware of putting money into a savings fund specifically for emergencies. I use ING because of different post I saw you write, and I have to say, they&#8217;re so easy to bank with!<br />
<span class="cluv">Krista´s latest post: <a class="2c3e7bf5bc 115564" rel="nofollow" href="http://kristawilbur.wordpress.com/2011/02/15/10-on-tuesday-pre-missouri-fashion/">10 on Tuesday- pre-Missouri fashion</a></span></p>
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		<title>By: Courtney</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-115343</link>
		<dc:creator>Courtney</dc:creator>
		<pubDate>Tue, 15 Feb 2011 01:40:43 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-115343</guid>
		<description>My husband and I finally bit the bullet and bought an espresso machine for our home...and while it seemed like a splurge for us, we found a super affordable model and I can only imagine how much we&#039;ve saved making lattes at home.  Yes, I do miss our local baristas immensely, but I still swing in from time to time to say hello and catch up, just not as frequently.  It&#039;s amazing what a big difference small changes like this can make for your pocketbook!</description>
		<content:encoded><![CDATA[<p>My husband and I finally bit the bullet and bought an espresso machine for our home&#8230;and while it seemed like a splurge for us, we found a super affordable model and I can only imagine how much we&#8217;ve saved making lattes at home.  Yes, I do miss our local baristas immensely, but I still swing in from time to time to say hello and catch up, just not as frequently.  It&#8217;s amazing what a big difference small changes like this can make for your pocketbook!</p>
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		<title>By: Michael Firstman@ Mig Welder</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-100275</link>
		<dc:creator>Michael Firstman@ Mig Welder</dc:creator>
		<pubDate>Wed, 10 Nov 2010 18:45:09 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-100275</guid>
		<description>Family or couple savings always reminds me of the touching intro montage of the movie UP where the couple try saving for a trip to South America but always end up breaking their piggy bank for emergencies. I&#039;ve done that myself in regards to car troubles. So it&#039;s November now, did you guys go on that holiday? I hope it all worked out.</description>
		<content:encoded><![CDATA[<p>Family or couple savings always reminds me of the touching intro montage of the movie UP where the couple try saving for a trip to South America but always end up breaking their piggy bank for emergencies. I&#8217;ve done that myself in regards to car troubles. So it&#8217;s November now, did you guys go on that holiday? I hope it all worked out.<br />
<span class="cluv">Michael Firstman@ Mig Welder´s latest post: <a class="7578cb8d66 100275" rel="nofollow" href="http://www.welders360.com/price/8906-or-less/ingersoll-rand-80-120-gallon-rotary-screw-air-compressor/">Ingersoll Rand 80 &#8211; 120 Gallon Rotary Screw Air Compressor</a></span></p>
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		<title>By: Bobby</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-97379</link>
		<dc:creator>Bobby</dc:creator>
		<pubDate>Fri, 15 Oct 2010 14:12:08 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-97379</guid>
		<description>You mentioned your 6 months emergency fund so I can only assume you have been working the Dave Ramsey Baby Steps.  Those baby steps and his books have helped my family and I though a very difficult time in our lives.  It has been a huge blessing to us.  

One thing I have found to save money on coffee is to roast my own coffee at home.  It has required very little money (just enough to buy a used popcorn popper), green coffee beans are far less expensive than their roasted cousins, and it has become a very fun hobby.</description>
		<content:encoded><![CDATA[<p>You mentioned your 6 months emergency fund so I can only assume you have been working the Dave Ramsey Baby Steps.  Those baby steps and his books have helped my family and I though a very difficult time in our lives.  It has been a huge blessing to us.  </p>
<p>One thing I have found to save money on coffee is to roast my own coffee at home.  It has required very little money (just enough to buy a used popcorn popper), green coffee beans are far less expensive than their roasted cousins, and it has become a very fun hobby.</p>
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		<title>By: Planning and Saving for Short Term Goals &#124; Move to Portugal</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-68395</link>
		<dc:creator>Planning and Saving for Short Term Goals &#124; Move to Portugal</dc:creator>
		<pubDate>Mon, 25 Jan 2010 12:40:13 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-68395</guid>
		<description>[...] goals, which we fund every month {Simple Mom has a good explanation of how she uses her families here} Ours are used as [...]</description>
		<content:encoded><![CDATA[<p>[...] goals, which we fund every month {Simple Mom has a good explanation of how she uses her families here} Ours are used as [...]</p>
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		<title>By: Financial Baby Steps: Save and Invest</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-67976</link>
		<dc:creator>Financial Baby Steps: Save and Invest</dc:creator>
		<pubDate>Mon, 18 Jan 2010 21:44:08 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-67976</guid>
		<description>[...] Somewhere between baby steps 3 and 4 is the best time to save for your extra needs. So if you need to sock away for a car replacement fund, a down payment, or even a vacation to celebrate your recent financial milestones, go right ahead. I save up for these sinking funds in a myriad of ING Savings Accounts.  Read more about how we use ING to separate our savings goals. [...]</description>
		<content:encoded><![CDATA[<p>[...] Somewhere between baby steps 3 and 4 is the best time to save for your extra needs. So if you need to sock away for a car replacement fund, a down payment, or even a vacation to celebrate your recent financial milestones, go right ahead. I save up for these sinking funds in a myriad of ING Savings Accounts.  Read more about how we use ING to separate our savings goals. [...]</p>
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		<title>By: chet scott</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-62022</link>
		<dc:creator>chet scott</dc:creator>
		<pubDate>Fri, 09 Oct 2009 04:49:08 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-62022</guid>
		<description>We found that coffee really suck mucho dollars out of our bank account.
That being said, we can&#039;t stand bad coffee  and we really like mocha&#039;s so we snagged some instant expresso, chocolate milk and whipped cream and it takes only 5 minutes to whip it up in the microwave.

That being said, we also pulled back on any re-occurring expense that we could.  So, we don&#039;t have cable or satellite.  No Tivo.  Just a DTV and an old VCR.  We found better things to do with our time that continuing to watching the tube.  Instead, we spend more time together as a family and that is a payoff way beyond dollars.
.-= chet scott&#180;s last blog ..&lt;a href=&quot;http://www.leaptocheap.com/2009/10/05/the-cheapskate-family-vacation/&quot; rel=&quot;nofollow&quot;&gt;The Cheapskate Family Vacation&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>We found that coffee really suck mucho dollars out of our bank account.<br />
That being said, we can&#8217;t stand bad coffee  and we really like mocha&#8217;s so we snagged some instant expresso, chocolate milk and whipped cream and it takes only 5 minutes to whip it up in the microwave.</p>
<p>That being said, we also pulled back on any re-occurring expense that we could.  So, we don&#8217;t have cable or satellite.  No Tivo.  Just a DTV and an old VCR.  We found better things to do with our time that continuing to watching the tube.  Instead, we spend more time together as a family and that is a payoff way beyond dollars.<br />
.-= chet scott&#180;s last blog ..<a href="http://www.leaptocheap.com/2009/10/05/the-cheapskate-family-vacation/" rel="nofollow">The Cheapskate Family Vacation</a> =-.</p>
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		<title>By: Alissa</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-61142</link>
		<dc:creator>Alissa</dc:creator>
		<pubDate>Wed, 16 Sep 2009 20:44:19 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-61142</guid>
		<description>My husband and I always joke that we wish we would have started the &quot;latte a day&quot; habit when we were first out of college and both making good money.  Imagine how much we could save by kicking the habit today!  =)  Alas, we started brewing our own right from the get go, but we both have our other &quot;small indulgences&quot; that really add up over time.
.-= Alissa&#180;s last blog ..&lt;a href=&quot;http://maxwellhousemoments.blogspot.com/2009/09/yea-seattle.html&quot; rel=&quot;nofollow&quot;&gt;Yea Seattle!&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>My husband and I always joke that we wish we would have started the &#8220;latte a day&#8221; habit when we were first out of college and both making good money.  Imagine how much we could save by kicking the habit today!  =)  Alas, we started brewing our own right from the get go, but we both have our other &#8220;small indulgences&#8221; that really add up over time.<br />
.-= Alissa&#180;s last blog ..<a href="http://maxwellhousemoments.blogspot.com/2009/09/yea-seattle.html" rel="nofollow">Yea Seattle!</a> =-.</p>
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		<title>By: Susan</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-61082</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Tue, 15 Sep 2009 04:11:06 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-61082</guid>
		<description>Great post! Any suggestions for an alternative place to write a book when you have two little bubs at home? Cafes have been my salvation! But when you put it in financial perspective - it makes you think twice... That&#039;s a lot of babysitting dollars!
.-= Susan &#180;s last blog ..&lt;a href=&quot;http://www.findingacorns.com/2009/09/writing-communities.html&quot; rel=&quot;nofollow&quot;&gt;Writing communities&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Great post! Any suggestions for an alternative place to write a book when you have two little bubs at home? Cafes have been my salvation! But when you put it in financial perspective &#8211; it makes you think twice&#8230; That&#8217;s a lot of babysitting dollars!<br />
.-= Susan &#180;s last blog ..<a href="http://www.findingacorns.com/2009/09/writing-communities.html" rel="nofollow">Writing communities</a> =-.</p>
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		<title>By: Fabulous Links 9.12.09: Autumn and Kiddos &#171; Simple Life Chronicles</title>
		<link>http://simplemom.net/enjoy-your-coffee-but-save-your-money/comment-page-1/#comment-61081</link>
		<dc:creator>Fabulous Links 9.12.09: Autumn and Kiddos &#171; Simple Life Chronicles</dc:creator>
		<pubDate>Tue, 15 Sep 2009 03:48:46 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=3741#comment-61081</guid>
		<description>[...] Simple Mom~~An Introduction to Making Jam and Enjoy Your Coffee, But Save Your Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Simple Mom~~An Introduction to Making Jam and Enjoy Your Coffee, But Save Your Money [...]</p>
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