Comments on: Personal Finance 101 – The Debt Snowball http://simplemom.net/debt-snowball/ Live simply, stay sane. Life hacks for home managers. Tue, 16 Mar 2010 20:40:32 +0200 hourly 1 By: Financial Baby Steps: Save up $1,000 and Become Debt-Free | Baby Shopping Ideas in the Philly Outer Rim http://simplemom.net/debt-snowball/comment-page-1/#comment-66682 Financial Baby Steps: Save up $1,000 and Become Debt-Free | Baby Shopping Ideas in the Philly Outer Rim Tue, 05 Jan 2010 02:40:09 +0000 http://www.simplemom.net/?p=13#comment-66682 [...] Personal Finance 101 – The Debt Snowball [...] [...] Personal Finance 101 – The Debt Snowball [...]

]]> By: -> Guest Post: The Beauty of Sinking Funds | Bible Money Matters http://simplemom.net/debt-snowball/comment-page-1/#comment-43406 -> Guest Post: The Beauty of Sinking Funds | Bible Money Matters Tue, 28 Apr 2009 21:11:20 +0000 http://www.simplemom.net/?p=13#comment-43406 [...] Our family follows Dave Ramsey’s baby steps, and in a recent post on my blog explaining Baby Step 3, I mentioned “sinking funds.” It’s a simple financial strategy, and it’s not new, but it has enormously helped our family’s finances. And I encourage you to start using sinking funds even while paying off debt via the debt snowball. [...] [...] Our family follows Dave Ramsey’s baby steps, and in a recent post on my blog explaining Baby Step 3, I mentioned “sinking funds.” It’s a simple financial strategy, and it’s not new, but it has enormously helped our family’s finances. And I encourage you to start using sinking funds even while paying off debt via the debt snowball. [...]

]]> By: Julie http://simplemom.net/debt-snowball/comment-page-1/#comment-8807 Julie Wed, 15 Oct 2008 19:06:28 +0000 http://www.simplemom.net/?p=13#comment-8807 I just bought a car CASH following Dave Ramsey's methods. It feels so good. Next month I begin saving for my next car (many years down the line), but then I will be able to buy it cash too. I'm still putting money toward a car every month, but now I'm EARNING interest on my savings instead of PAYING interest on a loan. I just bought a car CASH following Dave Ramsey’s methods. It feels so good. Next month I begin saving for my next car (many years down the line), but then I will be able to buy it cash too. I’m still putting money toward a car every month, but now I’m EARNING interest on my savings instead of PAYING interest on a loan.

]]> By: College Loan Debt http://simplemom.net/debt-snowball/comment-page-1/#comment-7872 College Loan Debt Tue, 30 Sep 2008 13:32:44 +0000 http://www.simplemom.net/?p=13#comment-7872 That sounds like a good approach. It just seems so hard to get started because I find we get caught up in the same patterns of behavior which are very hard to change. We always find that we are in position to only afford the minimums on all payments leaving us without extra money to pay down any particular one. Our <a href="http://collegeloandebttips.com" rel="nofollow">college loan debt</a> seems to be the real kicker. It's more than our mortgage! College Loan Debt's last blog post...<a href="http://collegeloandebttips.com/college-loan-debt-tips/10-ways-i-got-my-college-loan-debt" rel="nofollow">10 Ways I Got My College Loan Debt</a> That sounds like a good approach. It just seems so hard to get started because I find we get caught up in the same patterns of behavior which are very hard to change. We always find that we are in position to only afford the minimums on all payments leaving us without extra money to pay down any particular one. Our college loan debt seems to be the real kicker. It’s more than our mortgage!

College Loan Debt’s last blog post…10 Ways I Got My College Loan Debt

]]> By: Rob http://simplemom.net/debt-snowball/comment-page-1/#comment-1711 Rob Sat, 14 Jun 2008 05:26:43 +0000 http://www.simplemom.net/?p=13#comment-1711 Great post. I would also considering adding educational debts such as undergrad and graduate school owed to the government and consolidated at fixed rates to the list of loans to be paid off later. Robs last blog post..<a href="http://www.creditcarddebtlaw.com/2008/06/mccain-credit-card-debt/" rel="nofollow">McCain’s Credit Card Debt - $100,000+</a> Great post. I would also considering adding educational debts such as undergrad and graduate school owed to the government and consolidated at fixed rates to the list of loans to be paid off later.

Robs last blog post..McCain’s Credit Card Debt – $100,000+

]]> By: personal finance 101 - the $1k baby emergency fund | simple mom http://simplemom.net/debt-snowball/comment-page-1/#comment-134 personal finance 101 - the $1k baby emergency fund | simple mom Sun, 23 Mar 2008 23:08:17 +0000 http://www.simplemom.net/?p=13#comment-134 [...] next: Baby Step 2 [...] [...] next: Baby Step 2 [...]

]]> By: investing for retirement for beginners | http://simplemom.net/debt-snowball/comment-page-1/#comment-129 investing for retirement for beginners | Fri, 21 Mar 2008 22:14:39 +0000 http://www.simplemom.net/?p=13#comment-129 [...] Personal Finance 101 - The Second Step [...] [...] Personal Finance 101 – The Second Step [...]

]]> By: personal finance 101 - the first step | http://simplemom.net/debt-snowball/comment-page-1/#comment-74 personal finance 101 - the first step | Thu, 06 Mar 2008 12:10:09 +0000 http://www.simplemom.net/?p=13#comment-74 [...] Personal Finance 101 - The Second Step [...] [...] Personal Finance 101 – The Second Step [...]

]]> By: personal finance 101 - the third step | http://simplemom.net/debt-snowball/comment-page-1/#comment-72 personal finance 101 - the third step | Thu, 06 Mar 2008 12:06:12 +0000 http://www.simplemom.net/?p=13#comment-72 [...] Personal Finance 101 - The Second Step [...] [...] Personal Finance 101 – The Second Step [...]

]]> By: Brenda http://simplemom.net/debt-snowball/comment-page-1/#comment-64 Brenda Wed, 05 Mar 2008 21:16:15 +0000 http://www.simplemom.net/?p=13#comment-64 Thank you so much for sharing. My husband and I are jumping into finance management, cause we've sorta just paid no heed for a couple years. This was very helpful. Thanks for all the links, too. Thank you so much for sharing. My husband and I are jumping into finance management, cause we’ve sorta just paid no heed for a couple years. This was very helpful. Thanks for all the links, too.

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