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	<title>Comments on: Personal Finance 101 &#8211; Dave Ramsey&#8217;s Baby Steps</title>
	<atom:link href="http://simplemom.net/dave-ramseys-baby-steps/feed/" rel="self" type="application/rss+xml" />
	<link>http://simplemom.net/dave-ramseys-baby-steps/</link>
	<description>Live intentionally.</description>
	<lastBuildDate>Sat, 11 Feb 2012 09:31:37 +0000</lastBuildDate>
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		<title>By: More mentions &#171; funkEpunkEmonkE</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-161593</link>
		<dc:creator>More mentions &#171; funkEpunkEmonkE</dc:creator>
		<pubDate>Sat, 10 Dec 2011 17:24:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-161593</guid>
		<description>[...] Simple mom goes over Dave Ramsey’s baby steps:1.&#160; Quickly save $1,000 as your beginning Emergency Fund.2.&#160; Pay off all your non-mortgage debt using the Debt Snowball method.3.&#160; Save 3 to 6 months of expenses, completing the Emergency Fund from step 1.4.&#160; Invest 15% of your regular household income for retirement.5.&#160; Create a college fund for your children.6.&#160; Pay off your house.7.&#160; Build wealth and give like crazy. [...]</description>
		<content:encoded><![CDATA[<p>[...] Simple mom goes over Dave Ramsey’s baby steps:1.&nbsp; Quickly save $1,000 as your beginning Emergency Fund.2.&nbsp; Pay off all your non-mortgage debt using the Debt Snowball method.3.&nbsp; Save 3 to 6 months of expenses, completing the Emergency Fund from step 1.4.&nbsp; Invest 15% of your regular household income for retirement.5.&nbsp; Create a college fund for your children.6.&nbsp; Pay off your house.7.&nbsp; Build wealth and give like crazy. [...]</p>
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		<title>By: debt advice</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-65706</link>
		<dc:creator>debt advice</dc:creator>
		<pubDate>Wed, 16 Dec 2009 12:07:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-65706</guid>
		<description>I like his work too, he makes some very valid points</description>
		<content:encoded><![CDATA[<p>I like his work too, he makes some very valid points</p>
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		<title>By: mrsjprince</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-58795</link>
		<dc:creator>mrsjprince</dc:creator>
		<pubDate>Tue, 04 Aug 2009 02:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-58795</guid>
		<description>We didn&#039;t have a lot of debt, but we paid off a car note &amp; school loan with this process.  We also paid cash for our &quot;new&quot; (used) car using Dave Ramsey&#039;s BabySteps.  It wasn&#039;t easy all the time, but it works.</description>
		<content:encoded><![CDATA[<p>We didn&#8217;t have a lot of debt, but we paid off a car note &amp; school loan with this process.  We also paid cash for our &#8220;new&#8221; (used) car using Dave Ramsey&#8217;s BabySteps.  It wasn&#8217;t easy all the time, but it works.</p>
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		<title>By: 10 Surprising Side Effects to Money Management &#124; Simple Mom</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-20750</link>
		<dc:creator>10 Surprising Side Effects to Money Management &#124; Simple Mom</dc:creator>
		<pubDate>Fri, 26 Dec 2008 18:01:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-20750</guid>
		<description>[...] love reading your blogs full of excitement about looking into Dave Ramsey&#8217;s concept of financial freedom. The idea of a &#8220;total money makeover&#8221; truly has been eye-opening and freeing for our [...]</description>
		<content:encoded><![CDATA[<p>[...] love reading your blogs full of excitement about looking into Dave Ramsey&#8217;s concept of financial freedom. The idea of a &#8220;total money makeover&#8221; truly has been eye-opening and freeing for our [...]</p>
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		<title>By: Gidget Talks Money, Part 1: Saving $$ Dave Ramsey-style &#124; Gidget Goes Home</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-7280</link>
		<dc:creator>Gidget Talks Money, Part 1: Saving $$ Dave Ramsey-style &#124; Gidget Goes Home</dc:creator>
		<pubDate>Mon, 22 Sep 2008 12:06:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-7280</guid>
		<description>[...] Of course, somewhere along those lines we hope to buy a house, Lord willing, but we these are great guidelines for us. We&#8217;re currently on step 2, although we&#8217;re also doing a little bit of step 4 and an even littler bit of step 5 right now. If you&#8217;d like to read an easy-to-understand, yet more detailed explanation of these steps, check out Simple Mom&#8217;s series on them, starting here. [...]</description>
		<content:encoded><![CDATA[<p>[...] Of course, somewhere along those lines we hope to buy a house, Lord willing, but we these are great guidelines for us. We&#8217;re currently on step 2, although we&#8217;re also doing a little bit of step 4 and an even littler bit of step 5 right now. If you&#8217;d like to read an easy-to-understand, yet more detailed explanation of these steps, check out Simple Mom&#8217;s series on them, starting here. [...]</p>
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		<title>By: Debt Advisers Direct</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-7276</link>
		<dc:creator>Debt Advisers Direct</dc:creator>
		<pubDate>Mon, 22 Sep 2008 11:41:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-7276</guid>
		<description>Your situation sounds similar to many: Most believe in being debt free, but are &#039;lost in the fog&#039; when it comes to personal finance. At least your blog is helping to clear that fog...

Thank you for your take on the baby steps.</description>
		<content:encoded><![CDATA[<p>Your situation sounds similar to many: Most believe in being debt free, but are &#8216;lost in the fog&#8217; when it comes to personal finance. At least your blog is helping to clear that fog&#8230;</p>
<p>Thank you for your take on the baby steps.</p>
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		<title>By: Rebekah</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-5994</link>
		<dc:creator>Rebekah</dc:creator>
		<pubDate>Tue, 09 Sep 2008 19:11:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-5994</guid>
		<description>We are big supporters of Dave Ramsey. We appreciate his no nonsense way of putting information out there. We just finished baby step 2 and are working on our emergency fund. 
May God bless you as you try and glorify Him by taking control of your finances. It&#039;s such an amazing opportunity to do some good!</description>
		<content:encoded><![CDATA[<p>We are big supporters of Dave Ramsey. We appreciate his no nonsense way of putting information out there. We just finished baby step 2 and are working on our emergency fund.<br />
May God bless you as you try and glorify Him by taking control of your finances. It&#8217;s such an amazing opportunity to do some good!</p>
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		<title>By: Managing my Home With a Pen &#124; simple mom</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-5951</link>
		<dc:creator>Managing my Home With a Pen &#124; simple mom</dc:creator>
		<pubDate>Mon, 08 Sep 2008 12:48:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-5951</guid>
		<description>[...] tabs. My sections right now are Daily Dockets, Weekly Checklist, Grocery List, Monthly Budget, Baby Steps, Cleaning, Ideas for Kids, and Emergencies. These change as our family&#8217;s needs and agendas [...]</description>
		<content:encoded><![CDATA[<p>[...] tabs. My sections right now are Daily Dockets, Weekly Checklist, Grocery List, Monthly Budget, Baby Steps, Cleaning, Ideas for Kids, and Emergencies. These change as our family&#8217;s needs and agendas [...]</p>
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		<title>By: Tashia</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-5325</link>
		<dc:creator>Tashia</dc:creator>
		<pubDate>Sat, 23 Aug 2008 13:14:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-5325</guid>
		<description>I love Dave Ramsey! Taking the Financial Peace course at our church in June of 2007 has totally changed our lives! We were headed down a terribly scary path with no clue! We have now taken control of our money and are working toward paying off our debt, we have paid off $25,000 in 14 months and still have that much left...but soon we will be able to LIVE LIKE NO ONE ELSE too!</description>
		<content:encoded><![CDATA[<p>I love Dave Ramsey! Taking the Financial Peace course at our church in June of 2007 has totally changed our lives! We were headed down a terribly scary path with no clue! We have now taken control of our money and are working toward paying off our debt, we have paid off $25,000 in 14 months and still have that much left&#8230;but soon we will be able to LIVE LIKE NO ONE ELSE too!</p>
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		<title>By: Why You Should Never Put Credit Cards Before the Mortgage Payment &#124; Frugal Dad</title>
		<link>http://simplemom.net/dave-ramseys-baby-steps/comment-page-1/#comment-4257</link>
		<dc:creator>Why You Should Never Put Credit Cards Before the Mortgage Payment &#124; Frugal Dad</dc:creator>
		<pubDate>Wed, 20 Aug 2008 11:00:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.simplemom.net/2008/02/17/dave-ramseys-financial-plan-as-good-and-as-simple-as-it-gets/#comment-4257</guid>
		<description>[...] a fan of the Dave Ramsey radio show. I don&#8217;t agree with 100% of what he advises, but he is right on when it comes to [...]</description>
		<content:encoded><![CDATA[<p>[...] a fan of the Dave Ramsey radio show. I don&#8217;t agree with 100% of what he advises, but he is right on when it comes to [...]</p>
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