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	<title>Comments on: Cool Off Your House Fever With a Long-Term Financial Plan</title>
	<atom:link href="http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/feed/" rel="self" type="application/rss+xml" />
	<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/</link>
	<description>Live intentionally.</description>
	<lastBuildDate>Sat, 11 Feb 2012 18:27:10 +0000</lastBuildDate>
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		<title>By: Kim</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-97583</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Wed, 20 Oct 2010 12:29:47 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-97583</guid>
		<description>Such a sensible approach to house ownership!  I think I&#039;ll be checking out the Financial university (and the others) to pass onto my website&#039;s visitors so thanks for the links to the resources :)</description>
		<content:encoded><![CDATA[<p>Such a sensible approach to house ownership!  I think I&#8217;ll be checking out the Financial university (and the others) to pass onto my website&#8217;s visitors so thanks for the links to the resources <img src='http://simplemom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
<span class="cluv">Kim´s latest post: <a class="88e303926d 97583" rel="nofollow" href="http://www.livinginsmallhouses.com/frugal-living-tips.html">Frugal Living Tips for your Small House Cheap living for todays economy</a></span></p>
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		<title>By: Tsh</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-97255</link>
		<dc:creator>Tsh</dc:creator>
		<pubDate>Mon, 11 Oct 2010 20:53:05 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-97255</guid>
		<description>Good for him for paying 100% cash, as he preaches.  :)</description>
		<content:encoded><![CDATA[<p>Good for him for paying 100% cash, as he preaches.  <img src='http://simplemom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Franklin in Cool Springs</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-97251</link>
		<dc:creator>Franklin in Cool Springs</dc:creator>
		<pubDate>Mon, 11 Oct 2010 19:57:12 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-97251</guid>
		<description>Have you seen Dave Ramsey&#039;s new mansion in Nashville?  It looks like quite a palace!

http://www.coolsprings.com/news/dave-ramseys-house/</description>
		<content:encoded><![CDATA[<p>Have you seen Dave Ramsey&#8217;s new mansion in Nashville?  It looks like quite a palace!</p>
<p><a href="http://www.coolsprings.com/news/dave-ramseys-house/" rel="nofollow">http://www.coolsprings.com/news/dave-ramseys-house/</a></p>
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		<title>By: The Silver Lining on This Dark Economic Cloud</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-90388</link>
		<dc:creator>The Silver Lining on This Dark Economic Cloud</dc:creator>
		<pubDate>Fri, 11 Jun 2010 13:20:18 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-90388</guid>
		<description>[...] have been all about keeping up the the Joneses and keeping up appearances. They&#8217;ve been about gargantuan homes, flashy rides, and billion dollar IPO&#8217;s. But all those things are now just hollow reminders [...]</description>
		<content:encoded><![CDATA[<p>[...] have been all about keeping up the the Joneses and keeping up appearances. They&#8217;ve been about gargantuan homes, flashy rides, and billion dollar IPO&#8217;s. But all those things are now just hollow reminders [...]</p>
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		<title>By: jj</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-56714</link>
		<dc:creator>jj</dc:creator>
		<pubDate>Tue, 23 Jun 2009 12:41:42 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-56714</guid>
		<description>WOW. I am very thankful for this article. We are currently staying in 1 room (kitchen inc, bathroom apart) apartment above a garage. Since the baby is born. It was very tough in the beginning and now that he is going to crawl - will be very hard too. My hubby&#039;s friends are all very well off, big houses and so on. Now that we want to live overseas so that we can have a better lifestyle, they say we are leaving friends and family. I have been very jealous on their homes and have  a tremendous need to settle down. Thank you for the encouragement. We keep on reminding ourselves that a whole family could have lived in our flat :)</description>
		<content:encoded><![CDATA[<p>WOW. I am very thankful for this article. We are currently staying in 1 room (kitchen inc, bathroom apart) apartment above a garage. Since the baby is born. It was very tough in the beginning and now that he is going to crawl &#8211; will be very hard too. My hubby&#8217;s friends are all very well off, big houses and so on. Now that we want to live overseas so that we can have a better lifestyle, they say we are leaving friends and family. I have been very jealous on their homes and have  a tremendous need to settle down. Thank you for the encouragement. We keep on reminding ourselves that a whole family could have lived in our flat <img src='http://simplemom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: TGIF Link Round Up: Film Festival Edition &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-41010</link>
		<dc:creator>TGIF Link Round Up: Film Festival Edition &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less</dc:creator>
		<pubDate>Fri, 10 Apr 2009 18:50:13 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-41010</guid>
		<description>[...] Mom cools off house fever with a long term plan. We&#8217;re already looking ahead to a house purchase even though it&#8217;ll be years before we [...]</description>
		<content:encoded><![CDATA[<p>[...] Mom cools off house fever with a long term plan. We&#8217;re already looking ahead to a house purchase even though it&#8217;ll be years before we [...]</p>
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		<title>By: MB</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-37771</link>
		<dc:creator>MB</dc:creator>
		<pubDate>Mon, 16 Mar 2009 20:50:56 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-37771</guid>
		<description>We bought a house we knew we could afford on one income, even though we had two at the time.  It&#039;s also a duplex that came with a built in renter.  Not bad as he pays half our mortgage.  It&#039;s an old house in a historic neighborhood.  Full of arches and character and beautiful wood floors.  BUT, I will never buy a house this old (1930) again unless I have stacks of money to buy one that has been completely gutted and renovated.  If it&#039;s not one thing, it&#039;s another.  There is always something with an old house.  Then, when you go to repair something...get ready, because they might find something else that needs to be totally replaced too. 

I am always telling my friends, particularly the ones who are cash strapped, to wait.  Wait until you are really ready to take on the repairs and the costs of maintaining a house and yard.  So many people forget about those costs, especially when shows on HGTV make it all so wonderfully appealing to own.  I know I did.

Now, I&#039;m not saying I don&#039;t enjoy owning my home.  I do, most days.  But then there are also those days when I really wish I didn&#039;t have to plunk down more of my cash, that I could be saving for our bigger &#039;plan&#039;, on repairs or whatever.

And, it would also be nice to move to a home that was a bit more suited to our lifestyle and laid out better. If we were renting, it would be a heck of a lot easier to just look for something else and go.  But, when you are owning...a much more involved decision.

Anyway...got off on a bit of a rant there...sorry. :)

&lt;abbr&gt;&lt;em&gt;MB&#180;s last blog post...&lt;a href=&quot;http://flyawayfamily.com/?p=331&quot; rel=&quot;nofollow&quot;&gt;Menu Plan Monday&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>We bought a house we knew we could afford on one income, even though we had two at the time.  It&#8217;s also a duplex that came with a built in renter.  Not bad as he pays half our mortgage.  It&#8217;s an old house in a historic neighborhood.  Full of arches and character and beautiful wood floors.  BUT, I will never buy a house this old (1930) again unless I have stacks of money to buy one that has been completely gutted and renovated.  If it&#8217;s not one thing, it&#8217;s another.  There is always something with an old house.  Then, when you go to repair something&#8230;get ready, because they might find something else that needs to be totally replaced too. </p>
<p>I am always telling my friends, particularly the ones who are cash strapped, to wait.  Wait until you are really ready to take on the repairs and the costs of maintaining a house and yard.  So many people forget about those costs, especially when shows on HGTV make it all so wonderfully appealing to own.  I know I did.</p>
<p>Now, I&#8217;m not saying I don&#8217;t enjoy owning my home.  I do, most days.  But then there are also those days when I really wish I didn&#8217;t have to plunk down more of my cash, that I could be saving for our bigger &#8216;plan&#8217;, on repairs or whatever.</p>
<p>And, it would also be nice to move to a home that was a bit more suited to our lifestyle and laid out better. If we were renting, it would be a heck of a lot easier to just look for something else and go.  But, when you are owning&#8230;a much more involved decision.</p>
<p>Anyway&#8230;got off on a bit of a rant there&#8230;sorry. <img src='http://simplemom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p><abbr><em>MB&#180;s last blog post&#8230;<a href="http://flyawayfamily.com/?p=331" rel="nofollow">Menu Plan Monday</a></em></abbr></p>
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		<title>By: James Miles</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-20387</link>
		<dc:creator>James Miles</dc:creator>
		<pubDate>Tue, 23 Dec 2008 16:15:02 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-20387</guid>
		<description>Are there subscriber only forums?  I know that there are forums you can get to without the subscription.  I go there occasionally.  Don&#039;t know if you can post, although you can read them all.  Also, you can catch the whole three hours live if you can listen 2-5 eastern.

&lt;abbr&gt;&lt;em&gt;James Miles&#180;s last blog post...&lt;a href=&quot;http://www.the-miles.org/2008/12/21/conversations-with-will/&quot; rel=&quot;nofollow&quot;&gt;Conversations with Will&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Are there subscriber only forums?  I know that there are forums you can get to without the subscription.  I go there occasionally.  Don&#8217;t know if you can post, although you can read them all.  Also, you can catch the whole three hours live if you can listen 2-5 eastern.</p>
<p><abbr><em>James Miles&#180;s last blog post&#8230;<a href="http://www.the-miles.org/2008/12/21/conversations-with-will/" rel="nofollow">Conversations with Will</a></em></abbr></p>
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		<title>By: Chris</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-11656</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Fri, 14 Nov 2008 11:28:45 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-11656</guid>
		<description>This is my first time @ Simple Mom and an amazing coincidence! A friend of mine and a huge fan of yours (Emma from http://baby-log.com)  always goes on and on about your blog, so I decided to check it out and landed straight on this post - when I run a blog named Home I Own myself :) 
Your post means a lot to me - it actually describes a lot of my thoughts a couple of years ago. My partner and I moved to Australia and rented there for a while, until we finally saved up for a deposit and bought a house. 
I must say that buying a house is such a learning curve! So when we were only beginners in that house-buying thing I decided to share everything I learned about houses in Australia in my blog http://www.homeiown.com. 
When you have just arrived to a new country, everything is so different and you don&#039;t really know what is the right way to do something - but there&#039;s no one to ask. And sometimes people are ashamed to be asking about stuff everyone else seems to know so well.  
Anyway, I just wanted to tell everybody here, don&#039;t give up on your dream to own a house - we arrived to Australia with only 2 suitcases and a dog 2 years ago and now we own a house. So I&#039;d say - anything is possible if you want it badly enough, just do your best and pray for success.
Cheers!
Chris

&lt;abbr&gt;&lt;em&gt;Chris&#180;s last blog post...&lt;a href=&quot;http://www.homeiown.com/what-everyone-should-know-about-buying-a-house-at-auction-part-2/&quot; rel=&quot;nofollow&quot;&gt;What everyone should know about buying a house at auction (part 2)&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>This is my first time @ Simple Mom and an amazing coincidence! A friend of mine and a huge fan of yours (Emma from <a href="http://baby-log.com" rel="nofollow">http://baby-log.com</a>)  always goes on and on about your blog, so I decided to check it out and landed straight on this post &#8211; when I run a blog named Home I Own myself <img src='http://simplemom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
Your post means a lot to me &#8211; it actually describes a lot of my thoughts a couple of years ago. My partner and I moved to Australia and rented there for a while, until we finally saved up for a deposit and bought a house.<br />
I must say that buying a house is such a learning curve! So when we were only beginners in that house-buying thing I decided to share everything I learned about houses in Australia in my blog <a href="http://www.homeiown.com" rel="nofollow">http://www.homeiown.com</a>.<br />
When you have just arrived to a new country, everything is so different and you don&#8217;t really know what is the right way to do something &#8211; but there&#8217;s no one to ask. And sometimes people are ashamed to be asking about stuff everyone else seems to know so well.<br />
Anyway, I just wanted to tell everybody here, don&#8217;t give up on your dream to own a house &#8211; we arrived to Australia with only 2 suitcases and a dog 2 years ago and now we own a house. So I&#8217;d say &#8211; anything is possible if you want it badly enough, just do your best and pray for success.<br />
Cheers!<br />
Chris</p>
<p><abbr><em>Chris&#180;s last blog post&#8230;<a href="http://www.homeiown.com/what-everyone-should-know-about-buying-a-house-at-auction-part-2/" rel="nofollow">What everyone should know about buying a house at auction (part 2)</a></em></abbr></p>
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		<title>By: Christine @ Live to Learn</title>
		<link>http://simplemom.net/cool-off-your-house-fever-with-a-long-term-financial-plan/comment-page-1/#comment-11628</link>
		<dc:creator>Christine @ Live to Learn</dc:creator>
		<pubDate>Thu, 13 Nov 2008 19:09:41 +0000</pubDate>
		<guid isPermaLink="false">http://simplemom.net/?p=900#comment-11628</guid>
		<description>I have thoroughly enjoyed reading your article and all the comments.  We bought our house 6 years ago and following Dave&#039;s principals, we bought less than what the banks thought we could afford.  When we bought we had 2 kids 3 and under and now we have 5 plus one on the way!   We curbed the house fever this  year by saving up $20,000 cash and adding on two rooms to our house.  We added a huge laundry/craft/family closet and a sunroom/dining room.  It has made a tremendous difference in our comfort level in our home.  We figured  moving, selling, and buying would be more of a hassle than paying cash for an addition in a house we loved, with  great neighbors in a wonderful homeschooling environment.  We hope to stay here several more years until we truly outgrow our home.

&lt;abbr&gt;&lt;em&gt;Christine @ Live to Learn&#180;s last blog post...&lt;a href=&quot;http://feeds.feedburner.com/~r/blogspot/uagn/~3/449090719/i-would-be-kidding-myself-if.html&quot; rel=&quot;nofollow&quot;&gt;I would be kidding myself if . . . .&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I have thoroughly enjoyed reading your article and all the comments.  We bought our house 6 years ago and following Dave&#8217;s principals, we bought less than what the banks thought we could afford.  When we bought we had 2 kids 3 and under and now we have 5 plus one on the way!   We curbed the house fever this  year by saving up $20,000 cash and adding on two rooms to our house.  We added a huge laundry/craft/family closet and a sunroom/dining room.  It has made a tremendous difference in our comfort level in our home.  We figured  moving, selling, and buying would be more of a hassle than paying cash for an addition in a house we loved, with  great neighbors in a wonderful homeschooling environment.  We hope to stay here several more years until we truly outgrow our home.</p>
<p><abbr><em>Christine @ Live to Learn&#180;s last blog post&#8230;<a href="http://feeds.feedburner.com/~r/blogspot/uagn/~3/449090719/i-would-be-kidding-myself-if.html" rel="nofollow">I would be kidding myself if . . . .</a></em></abbr></p>
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