money management

The past few weeks we explored the basics of Dave Ramsey‘s baby steps — save up $1,000 and pay off debt, then save up a fully-funded Emergency Fund and start investing for the future. Today, we’re exploring the last two steps — paying off your house, building wealth, and giving like crazy.  And I can’t [...]

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Last week, we explored the basics of baby steps 1 and 2 — save up $1,000 in a beginning Emergency Fund, and pay off all non-mortgage debt. Today, we’ll explore Dave Ramsey’s baby steps 3, 4, and 5. To recap, the “baby steps” are: 1.  Quickly save $1,000 as your beginning Emergency Fund. 2.  Pay [...]

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Finances tend to be on our minds at the beginning of the year.  We want to start the year off right, and we have noble hopes of being financially responsible for the next 12 months. But where to begin? If we’ve got great intentions but no concrete plan, we won’t go far. Dave Ramsey‘s “total [...]

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Yesterday afternoon, my husband and I started to talk about our financial goals for 2010.  We’ve got a number of categories to talk over for the next few days, so we decided to jump in the deep end with money — it affects so many of the other goals we’ll discuss.  In a few weeks, [...]

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You’re about to hit the floor — as of today, there’s 12 weeks until Christmas. Yes, 12 weeks until December 25. That seems awfully soon, in some ways, but in other ways, you might be wondering why I’m bringing the holiday up. 12 weeks is still a bit of time off, and there’s plenty of [...]

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Photo by alamo’s basement Our family is days away from fully funding our six month emergency fund.  We never thought we’d be here, but we can look back on this financial journey and say with satisfaction that it honestly wasn’t as hard to save this money as we once thought. When it comes to saving [...]

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