From the category archives:

money management

Post image for Financial Baby Steps: Pay off Your House and Give Like Crazy

Thanks for visiting Simple Mom. If you subscribe to the blog via RSS feed or via email, you’ll get helpful tips and encouragement for simplifying life at home sent straight to you, for free!The past few weeks we explored the basics of Dave Ramsey’s baby steps — save up $1,000 and pay off [...]

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Post image for Financial Baby Steps: Save and Invest

Last week, we explored the basics of baby steps 1 and 2 — save up $1,000 in a beginning Emergency Fund, and pay off all non-mortgage debt. Today, we’ll explore Dave Ramsey’s baby steps 3, 4, and 5.
To recap, the “baby steps” are:
1.  Quickly save $1,000 as your beginning Emergency Fund.
2.  Pay off all [...]

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Post image for Financial Baby Steps: Save up $1,000 and Become Debt-Free

Finances tend to be on our minds at the beginning of the year.  We want to start the year off right, and we have noble hopes of being financially responsible for the next 12 months. But where to begin?
If we’ve got great intentions but no concrete plan, we won’t go far.
Dave Ramsey’s “total money [...]

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Post image for Making Financial Goals for 2010

Yesterday afternoon, my husband and I started to talk about our financial goals for 2010.  We’ve got a number of categories to talk over for the next few days, so we decided to jump in the deep end with money — it affects so many of the other goals we’ll discuss.  In a few weeks, [...]

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Post image for 12 Weeks Until Christmas:  Prepare Your Holiday Budget Now

You’re about to hit the floor — as of today, there’s 12 weeks until Christmas. Yes, 12 weeks until December 25. That seems awfully soon, in some ways, but in other ways, you might be wondering why I’m bringing the holiday up. 12 weeks is still a bit of time off, and [...]

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Post image for Enjoy your coffee, but save your money

Photo by alamo’s basement
Our family is days away from fully funding our six month emergency fund.  We never thought we’d be here, but we can look back on this financial journey and say with satisfaction that it honestly wasn’t as hard to save this money as we once thought.

When it comes to saving money, the [...]

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Photo by Sergio Tudela
I‘m currently working on the chapter in my book that explains the connection between being debt-free and living simply.  For me, it’s been a good reminder why it was so important to my husband and I to get rid of our debt back when we were doing so, and of the bondage [...]

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