Note from Tsh: Today’s guest post comes from my friend Crystal of Money Saving Mom. She and I have known each other since our “early days” of blogging, and it’s a treat to work and walk alongside someone else who thinks “weird” like me. I love her words here!
People are often quite surprised to find out I’ve never had a credit card. In fact, sometimes, they have to ask three times just to be sure they heard me correctly:
“So you’ve never had a credit card?” they ask incredulously.
“Nope,” I respond.
“Like ever?”
“Right, never,” I reiterate.
“Not even when you were younger—ten years ago or something?” They continue to quiz.
“No, really and truly, I’ve never had a credit card,” I reply, again.
Usually people just end up looking at me aghast like I’m from some other planet or something. That’s okay, I’ve gotten used to the fact that I’m weird.
But you know what I’ve also never had? Credit card debt.
